So we are trying to refinance our house AGAIN (3rd time in 15 years) and since banks are not open we have to do all of this electronically! OK - no worries we are going through "DocMagic" with signing papers and it's all smooth UNTIL we get to a page for interest rates and one tiny checked box says "Floating Option" meaning our rates could go up OR down.
WELL - at 2.16% are they really going to go down? STOP THE PRESSES! we ain't signing THAT!
So I email saying I'm not signing this with the Float option. I get an email back
I will need you to sign these set of documents first because one of the documents you sign states your intent to proceed with the loan. At that point I can lock your rate. Then you will get a second set that shows you are locked in.
NO - I'm not signing anything with Float Option checked. Maybe I'm old school but signing this says I want the float option. No - I don't.
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| NOT Supertramp |
WOW - besides their 12 hit songs the 2nd half was some fantastic jazz. The biggest selling worldwide in 1979 was a group with 2 organists, a woodwind player bass, guitar and drums!!
Not your regular band.
IF you search on Youtube there is literally zero content of Supertramp from the 70s. So when I saw an entire concert DVD remastered - I scooped it up and was amazed.
I saw this tour when Supertramp (my CB radio handle back in the 70s was Supertramp) at the Capital Theatre in Madison. I was one of the first 100 people to buy Crime of the Century at Lake Street Station and got all sorts of stuff (that disappeared through the ages SAD)
This is a seriously good concert with great audio and if you appreciate great music and love jazz - get this. What blew me away is they are TIGHT in the age of analog. Every sound they create on stage is real - no recordings of bells, tweets, whistles. And they are exactly like the albums. The are the epitome of a "tight" band.
https://youtu.be/11afPoEkJL8
If you happen to pick this DVD up you will be amazed how many of their songs you recognize but did not know they were the musicians.
Supertramp: Live in Paris well worth $18ish
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Got vaccinated for Covid yesterday - wow - Comparing my last bunch of shots I have received. On a scale of 1 to 10
Flu shot 0.2pneumonia 1.0
Shingle 6.0 MOTHER OF GOD that one hurt
Anybody foolish enough to own GameStop? It's basically a legal pyramid scheme. NOT ME!! I never like to gamble on anything where I could LITERALLY lose an unlimited amount of money. Seems stupid.
I won't even get into this as it's been explained on TV why this is such a bad bad thing to play with. Yea - 10% of people will make a lot of money. 90% will lose their shirts.
I fun gamble in Bitcoin which is up 27% since Jan 1 when I purchased and my CGC my pot stock what is up 113% in the last 3 months and 188% in the last 4 months and 106% in the last year and up 55% since I purchased it, and MG@E which is a huge money maker with dividends.
When their prospectus literally states their #1 goal is to make money for their investors through higher rates (they don't say that last part) I'm IN!
You get rich in the long run. Not by trading in and out of stocks hoping for quick money.
OK - I need to deal with this rifi - gotta run
Have a GREAT weekend - maybe 4 inches of snow in a long period storm
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OK - the Floating thing was weird but it's fine. It's like it's floating for a couple hours until it's locked in (we were told we already locked in at 2.16 so . . . . . . . it's all good).
Our last lowest ever mortgage rate was 3.82 which we knew would never get lower.
I saw Supertramp in 1979 as well, in Green Bay. The best! Always a favorite band of mine. Will probably get the Paris concert dvd- Thanks for the tip!
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